Answer- B
1)Pencilton, a fintech startup in India that caters to teenagers, has introduced PencilCard - a debit card that conforms to the National Common Mobility Card standards. The card was launched in collaboration with Transcorp.
2)The National Common Mobility Card was created by the Ministry of Housing and Urban Affairs in India in the beginning of 2019. It permits users to make payments for travel, tolls, retail purchases, and cash withdrawals.